Having a child is perhaps one of the heaviest financial commitments a couple could get into – but extremely joyful being able to wake up each morning looking at that sweet innocent face sleeping. Over the long run, raising a child could possibly be more expensive than owning a house and definitely more expensive than owning a car. As such, it is imperative to try stretching every Ringgit and Sen wherever we can. My husband, being a diligent planner, tries to put our expenses into Microsoft Excel and identify areas where we can save on. Apart from that, he’s quite a good online bargain hunter – always hunting for online shopping sites for cashback and voucher codes.
Recall in my previous article on diaper reviews, I have reviewed seven different diapers from different price range and reliability. I have also mentioned that because infants use a significant amount of diapers each day, diaper costs can be quite hefty. So in this article, I will share some of our online spending tips which could help save some money for your child’s college fund.
1. Be an online bargain hunter
(img source: viraltemperature.com)
Baby items are generally cheaper online compared with brick-and-mortar stores. Coupled with credit card discounts, special event discounts, discount vouchers, discount codes etc., the end savings you can get can be quite significant. In total, since my daughter was born, I have purchased in excess of 700 pieces of diapers online! Here are some of my shopping tips:
2. Buying in bulk
I do not have to elaborate on this but buying in bulk is most often cheaper than buying individual packs. Although diapers have a typical lifespan of around two-three years, they can last much longer if the pack is properly sealed and stored in a cool dry odorless place. These days, there are plenty of online marketplace selling similar items but at various discounts. So the key is to be a little bit more hardworking (or some would say kiasu) to shop around to get the best discounts, best rebates, most cashbacks and of course, free shipping. One great site which I think offers extra discounts and cashback is Shopback.my. Hey, no one would complain getting cash deposited into your bank account or Paypal account for every online purchase made via this site!
3. Planning trips early
As most of my avid followers and readers would know, I hail from the ‘Land beneath the wind’ or for the less informed, Sabah and my husband is from ‘Semenanjung’ or also known as Peninsular Malaysia. We currently reside in KL. As such, we normally make our pilgrimage back to Sabah about twice in a year. Now that we are with an infant, there are additional costs to pay and soon enough, an additional ticket to buy – MORE THE REASON TO HUNT FOR CHEAP TICKETS AND TO GET MORE CASHBACK! Again, Shopback.my is a great site as it offers up to 8% cashback for purchases made on airasiago.com.my.
Back in 2014 when I got married, we used another great website, Hotels.com to book hotel rooms for our relatives when we had our second wedding reception in Kota Kinabalu. We saved a great deal of money by planning early and by utilizing special discounts offered online. Again, to